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This depend on the amount borrowed refer to our (fee chart). Before taking out a payday loan, make sure you understand the repayment terms. These loans carry high interest rates and stiff penalties, and the rates and penalties only increase if you are late making a payment. Do not take out a loan before fully reviewing and understanding the terms in order to avoid these problems. Separately, on more mention about the old name Spot On Loans. Some people thought the company name was an inference to, or just a little to similar to, the much larger Native American lender called Spotloan. You can bet that Spotloan didn't appreciate this proximity to their own branded image, although there is no (public) chatter as to any conflict between the two companies. But I do find it interesting that Spot On Loans has decided to go with a new name. Perhaps there was some pressure at some level between the two companies. Either way, we'll never know, it's just pure speculation. Absolute Flexibility
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