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Worrying about your financial situation is a very common scenario for the bulk of Americans, and finding a solution that makes everyone happy can be quite difficult at times. However, with that being said, if you have found yourself in a stressful financial predicament in which you have bills that are due and have yet to receive your next paycheck, there is a solution. Banks use different criteria than we do for determining who is eligible for a loan. At Speedy Cash, we believe your income and your ability to repay a loan is more important than your credit history, so weâll work with you to get you the cash you need. â˘ Have a current job that you have held for at least the past 90 days