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Done *APR is Annual Percentage Rate. Rates subject to change. A: The situation you describe is certainly a bad one to be in. Your best option is to look for federal aid grants that require no cosigner or credit history. Fill out the FAFSA form to get more information on the amount for which you are eligible. All other lending agencies will require a cosigner with a good credit and work history, in addition to having a low debt to income ratio.
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