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A big reason for last year's drop in expense ratios was how well the stock market performed. The Standard & Poor's 500 index returned 32.4%, including dividends, for its best year since 1997. The surging prices meant mutual funds suddenly had more assets. That gave funds a larger base over which to spread their expenses, many of which are fixed. Funds typically have policies that dictate they'll charge a lower fee rate once their total assets top a certain threshold. The spread between the lowest and highest state is 58 points. Solve Unexpected Money Needs with Same Day Loans
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A payday loan generally can be approved within a dayâs time. When looking through online payday lenders, look for a lender with: Home Equity Loan Remember that legitimate lenders never guarantee or say that you will receive a loan before you apply, or before they have checked out your credit status or contacted your references, especially if you have bad credit or no credit record. * The entire process can be completed securely through the Internet.
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