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Database of Direct Payday Lenders & Direct Installment Lenders – Updated 1-9-2015 Cash loans are provided without any added fees and complications right away once the application is approved. The amount is deposited into your account with a quick and secure transaction. You can immediately use the funds for your urgent financial needs. Within 14 to 30 days the online lending companies will withdraw the amount from your account. BadCredit.com is not a lender and does not provide short-term loans but refers consumers to lenders who may provide such loans. BadCredit.com is unable to supply you with an exact APR (Annual Percentage Rate) that you will be charged if you are approved for a loan. APRs vary according to the information supplied by you in your loan request and your lender. You will be given the APR, loan fees, and other terms by your lender when you are redirected to your loan agreement in the loan request process. For help with any BadCredit.com related services consumers may Contact Us .