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With the canceling of the Federal Family Education Loan Program in 2010, all Federally guaranteed student loans reverted back to the U.S Department of Education. Federally funded student loans are now administered through the William D. Ford Federal Direct Loan Program. Federal education loans offer students a distinct advantage over private lender loans in that they offer more attractive interest rates, more flexible repayment plans, and require no collateral for approval. Easy and Secure Application LendUp does not warrant the accuracy of the information presented in the video.