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Understanding the Benefits of Short-term Borrowing [link widoczny dla zalogowanych] Are you counting the days until payday? Emergency auto repairs, unexpected bills, and other unplanned expenses can wreak havoc on your finances. There is no need to live with financial stress - a payday loan is an excellent solution for short-term cash flow problems. A payday loan will provide you with cash now, so you can set your worries aside Financial Loan Application Guaranteed . A loanâs APR can range quite a bit, being anywhere from 230 percent to 2,330 percent, with the specific figure depending on how the rate is calculated, as well as additional variables including the loan term, any fees that might be incurred (nonpayment, late penalties, etc.), and loan renewal options. Be mindful of the fact that the APR range is not the same as your finance charge; the latter will be disclosed at a later stage in the loan request process.

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