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For bond funds, the average expense ratio was 0.61% last year. That's flat from a year ago but down from 0.75% a decade earlier. Money-market funds saw their average expense ratio fall to 0.17% last year from 0.18% in 2012 and 0.42% in 2003. We are in the business of helping people live better lives by offering a way to manage those unexpected or ungainly financial obstacles. As such, we are very excited about the possibilities of being able to offer up to $5,000 in personal loans to people in need of a financial boost or to cover large expenses when a rainy day rolls in. For more information about the loans we offer and how they can help you, please visit Loan Services. or apply online if you're ready now. How To Apply
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