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Short term loans can help you to make savings in your monthly bills that might include electricity, phone, college fees, medical bills and other expenses that must to be paid on time. There are situations that we have to apply for a fast loan just to get temporarily relief to our monthly debt. Short term loans are offered by multiple lending companies. You can use their service to barrow cash and pay it back on your next payday. It is possible to apply for a cash loan using the online services or visit agencies in your local area. [link widoczny dla zalogowanych] These loans are different because they specifically target people with poor or bad credit. They offer people like you a solution to your money problems. Emergency loans for bad credit usually provide people a longer term to repay the loan, sometimes usually over a year. This allows you to repay your loan in a timely manner without having those ridiculous fees pile up on you. They provide substantially better interest rates and more suitable terms. To ask a question of Dr. Don, go to the "Ask the Experts " page and select one of these topics: "Financing a home," "Saving & Investing" or "Money." Read more Dr. Don columns for additional personal finance advice.

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