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However, to be eligible to procure loan you have to be a permanent resident of the United States. You should be an employed person with a steady source of monthly income. Moreover, you should have crossed eighteen years of age and should also be a valid checking account holder. Father's Day deals is on Sunday, Jun 17 2012 Have a checking account with a direct deposit. This is because it is the safest way to give installment loans as fast as possible.