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Federal Direct Subsidized Loans are available to undergraduate students who can demonstrate the requisite level of financial need. The student’s college of choice determines the amount the student may borrow, and that amount can not exceed the student’s total unmet need. Students who qualify for a Federal Direct Subsidized Loan will have the interest paid by the U.S. Department of Eduction for as long as they remain enrolled in college, and for a six month grace period following graduation. Following graduation, students assume responsibility for all further accruing interest. Current interest rates on Federal Direct Subsidized Loans stand at 3.4%. We reconfigured the list into three broad categories, based on how elaborate you want your portfolio to be. Short Term Installment Loans
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