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In a Forbes article on 10/20/2014, you learn more about the owner of Quicken, Dan Gilbert. I always picture CEOs of huge companies like they do in the movies…usually the villain right? He has a wife and five children and hes challenged with finding and keeping young tech savvy employees who will live in Detroit instead of California or New York. Can payday loans stop me getting a mortgage? You can use a payday loan to pay bills that canât wait until your next pay day. The cash can be used to meet urgent requirements, like paying for utilities, medical treatment, car repairs, home repairs, or your childâs tuition. A payday loan can also be used to avoid late penalties and bounced check fees. You can repay the loan conveniently on your next pay day.