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Payday loans cater to a wide range of requirements in size from $100 to $1,000, depending on state legal maximums. The average loan term is about two-weeks. The finance charge ranges from $15 to $30 to borrow $100. Shorter term loans have higher APR. On the PaydayAdvance.com site you will find strict built-in security measures designed to prevent the misuse, alteration and loss of the different pieces of information under our control. Here at PaydayAdvance.com, we make use of 128 bit SSL security for encrypting any transmissions that occur while you are providing sensitive data, etc. However, please understand that because no method of Internet transmission or electronic storage is perfectly secure, we simply canât guarantee its absolute security. If you have questions about our website security, you may contact us directly. must not have unresolved student record holds which affect eligibility for this service, such as unpaid university balances. Credit Unions: Many experts recommend turning to a local credit union to apply for a loan if you have poor credit. Credit unions are typically smaller financial institutions than many of the large chains of banks in the U.S. and are owned by their members. They are non-profits that frequently pass along earnings to members via lower fees. You're not likely to be just a credit score at your local credit union -- when considering loaning money to you, they should look at your overall situation.

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