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On the maturity date, the borrower will be expected to pay the full amount of the loan to the lender. Some lenders may even provide borrowers with a payment plan to help ensure full payment is made. If a loan cannot be fully paid by the end of the term, the borrower may refinance (or ârolloverâ) the loan; however, this comes with late charges and additional interest fees. A short term loan is not a long term financial solution. If you cannot meet the due date to repay your loan, then you must contact your lender immediately. Lenders will try to help if they can, but late payments normally incur extra fees. Please read your loan agreement as each lender have their own terms. If an agreement cannot be settled, the lender reserves the right to pass on your details to a third party debt collection agency. It is important that you realise non-payment can affect your credit ratings which could have serious implications and make borrowing money more difficult in times ahead. Material Disclosure. The operator of this website is not a lender, loan broker or agent for any lender or loan broker. We are an advertising referral service to qualified participating lenders that may be able to provide amounts between $100 and $1,000. Not all lenders can provide up to $1,000 and there is no guarantee that you will be accepted by an independent, participating lender. This service does not constitute an offer or solicitation for loan products which are prohibited by any state law. This is not a solicitation for a particular loan. We do not endorse or charge you for any service or product. Any compensation received is paid by participating lenders and only for advertising services provided. This service and offer are void where prohibited. We do not control and are not responsible for the actions of any lender. We do not have access to the full terms of your loan. For details, questions or concerns regarding your loan please contact your lender directly. Only your lender can provide you with information about your specific loan terms, their current rates and charges, renewal, payments and the implications for non-payment or skipped payments. The registration information submitted by you on this website will be shared with one or more participating lenders. You are under no obligation to use our service to initiate contact with a lender, apply for credit or any loan product, or accept a loan from a participatign lender. Cash transfer times and repayment terms vary between lenders. Repayment terms may be regulated by state and local laws. Some faxing may be required. Be sure to review our FAQs for additional information on issues such as credit and late payment implications. These disclosures are provided to you for information purposes only and should not be considered legal advice.
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